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2026 Island Flex FSA Open Enrollment

Open Enrollment has Ended

Island Flex (FSA) Contribution Changes: The IRS requires your enrollment in Island Flex to continue for the entire plan year. However, you may modify your contributions if you have a valid “status change.” Examples of valid status changes include, without limitation, marriage, divorce, birth or adoption of a child, death of a spouse or dependent, or a spouse’s change in employment. If you have a valid “status change,” you must complete the and return it to NBS within 90 days of the status change event.

The 2026 Island Flex Flexible Spending Accounts (FSA) program open enrollment period is March 1, 2026 through April 30, 2026. Open Enrollment is your annual opportunity to add, drop or change your benefit elections and dependents. The elections you make go into effect July 1, 2026, and continue through June 30, 2027. Open enrollment is your only opportunity to make changes to your Flexible Spending Account Program enrollment without experiencing a qualifying event.

EFFECTIVE JULY 1, 2026: The new plan year beginning July 1, 2026 will be administered by Aviben. For questions related to the new plan year or general program inquiries, employees may contact Aviben at (808) 210-2009.

COMMUTER BENEFITS DO NOT APPLY TO UNIVERSITY OF HAWAII EMPLOYEES

Benefit Open Enrollment Period Eligibility
Island Flex FSA  March 1 – April 30, 2026 Employees who are a member of the State of Hawaii Employees’ Retirement System

About the Island Flex FSA Program

This program allows employees to pay for eligible out-of-pocket medical, dental, drug, and vision expenses, as well as dependent care expenses (i.e., pre-school tuition, A+, adult daycare, and/or babysitter expenses), with before-tax dollars. Employees do not pay federal, state, or social security taxes on those monies, and this results in more take-home pay. Learn more about the Flexible Spending Account (pre-tax).

Medical FSA Contribution and Carryover Limit for Plan Year 2026

The maximum annual contribution limit for Medical FSA is $2,750.00 per plan year and the Medical FSA carryover limit is $550.00.

What does this mean for Island Flex and when do the changes go into effect?

It means that during the Island Flex open enrollment for Plan Year 7/1/26 – 6/30/27 and going forward, you have the opportunity to elect up to $2,750.00 for the Medical FSA and be able to rollover up to $550.00 of unused Medical FSA funds from one plan year to the next.

What can I do during open enrollment?

You can enroll or re-enroll in a Medical and/or Dependent Care flexible spending account (FSA).

View the for more Program and OE information.

  • If you are currently participating in the FSA program, your enrollment will end on June 30, 2026. To continue participation, you must re-enroll during the open enrollment period.
  • Lecturers that terminate during the summer should enroll in Fall (not during open enrollment) and must be an ERS member to enroll.

If you wish to enroll or re-enroll in FSA:

I.  Enroll Online (Enter the New User Code: ESN-HAWAII)

  • Online enrollment provides immediate confirmation.

2.  Download and complete the Island Flex enrollment form and submit it directly to Aviben.

  • Drop-off, mail, or secure upload directly to Aviben no later than April 30, 2026
    • In Person: 1314 S King St, Suite 304B, Honolulu, HI 96814 (office hours: Monday-Friday from 8:00 am – 5:00 pm, closed on State and Federal holidays)
    • Mail: Aviben, 1314 S King St, Suite 304B, Honolulu, HI 96814
    • Secure Document Upload:

Open Enrollment Informational Workshops and Webinars

Webinar sessions allow participants to listen to the presenter, view the session presentations online, and ask questions. Sessions are approximately 45 minutes to 1 hour long. Dates and times may be subject to change on short notice. You may use up to 1 hour of work time to view a webinar.

To access the Zoom webinar, click and follow the prompts. All that is needed is a computer with Internet access and audio capabilities.

Resources & Quick Links

  • 糖心Vlog官方 for more information or contact Aviben at 808-210-2009 or 888-233-4931 with any enrollment questions

The Island Flex Open Enrollment Period (OEP) is March 1, 2026 – April 30, 2026 for the plan year July 1, 2026 – June 30, 2027. Informational sessions, presented by Aviben, for the upcoming OEP have been scheduled during the months of March through April to educate employees about the Island Flex Program and answer any questions regarding the transition.

Posters announcing the open enrollment period and workshops were distributed to those who placed an order. OHR POCs will be file-dropping a list of your department’s ERS-eligible employees (including individual email addresses). Distribute to ERS-eligible employees via email and/or by printing and providing a hard copy.

OHR will announce the Island Flex Open Enrollment Period directly to employees. Please encourage your employees to participate in one of the webinars to learn more about the Island Flex FSA Program. The webinar schedule is listed on the flyers and posters. Employees may use up to 1 hour of work time to view a webinar. Sessions are approximately 45 minutes to 1 hour long.

As a reminder:

  • Employees currently enrolled in Island Flex will need to re-enroll during the open enrollment period to continue participating in the program.
  • COMMUTER BENEFITS DO NOT APPLY TO UNIVERSITY OF HAWAII EMPLOYEES.
  • Participants must be ERS members.
  • Post posters in conspicuous area.
  • The announcement informing employees of the 2026 Island Flex Open Enrollment is on the OHR website.
  • Lecturers that terminate during the summer should enroll in Fall (not during open enrollment)

Should employees have any questions regarding Island Flex Open Enrollment, they may contact Aviben at 808-210-2009 or 888-233-4931.

Should HR Representatives have any questions regarding Open Enrollment, please contact the Island Flex FSA OE Team: